I hate talking about money, but I have to shout this from the rooftops because i think everyone needs this!  I can’t recommend something if I’m not 100% sure it does what it says it will do.  Here we are with two 30-year mortgages (about two years in), a pretty substantial truck payment, and a student loan (OMG!)  Not to mention, I am a commissioned real estate agent.  Not only can I not predict my salary, I can’t predict my pay schedule.

We’re on track to be debt-free in just 8 years!  Yes, 8 years!  Not 28.8 years!