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The Prosperity Solutions Group (PSG) is a division of Top Tier Business Systems, LLC. (TTBS) which administers an educational program to help businesses and individuals strategically pay off debt quickly. Our Financial Acumen course is designed in modules to stay up-to-date with the latest financial trends, data, and information.


The course is fully narrated and includes videos and illustrative animations. Lessons, exercises and assignments are supported by a downloadable workbook.

The course provides multiple features, benefits and resources:

      • Over 12 hours of guided lesson videos to help attendees pay off debt and start building towards a wealthy lifestyle.
      • Step-by-step instructions to create an organizational file system for tax records and receipts.
      • Manual step-by-step instructions on setting up a realistic household budget and a macro-based, automated budget spreadsheet.
      • Membership in our Life After Debt Facebook group.
      • Worksheets for creating a strategic debt payoff plan.
      • A strategic payment plan ratio calculator spreadsheet.
      • Tips and instructions on managing FICO Scores and fixing problems on credit reports.
      • SWOT Analysis instruction and an exploration of nine types of passive income venture categories,
      • Step-by-step personal financial goal analysis and action planning.
      • Interactive workbook exercises and assignment submissions, lesson quizzes and a no-risk completion exam.
      • Step-by-step checklist of putting all of the course materials in action to create a Strategic Debt Payoff and Wealth-Building Plan.
      • A completed list of cited references and resource library of related topics online.
      • A free strategic payoff analysis based on the attendee’s specific and unique financial picture.
      • A free success coaching session to provide insight, and explore resources and options.
      • Access to the course and materials for a full 180 days.

The course modules are divided into sixteen lessons as shown below.

The Financial Acumen Course includes the following “Learning” Modules::Prosperity Solutions Group Financial Acumen Course Workbook

      • Module 1- Introduction and Orientation Lesson
      • Module 2- Debt Payoff Lessons
        • Debt Fueled Economy
        • Types of Debt and How Each Works
        • Common debt Payoff Strategies
        • The Nature of Interest and Its Impact
        • Interest Accrual, Interest Float, and Interest Cancellation
        • Budgets and the Importance of Budgeting
        • FICO Scores, Credit Reports, and Avoiding Mistakes
        • Confusing or Deceptive Marketing, and How to Protect Yourself
      • Module 3- Wealth Building Lessons
        • Income versus Wealth
        • Linear versus Residual Income
        • Building Wealth with Residual Income
        • Systemizing and Leveraging your Niche
        • Goal Setting and Creating an Action Plan
      • Module 4- Financial Independence Lessons
        • Manual, Spreadsheet, and Algorithm Debt Payoff and Wealth Building Methods
        • How to Create Your Custom Strategic Debt Payoff and Wealth Building Plan

You can take control over your finances with proven principles, techniques, and strategies to get out of debt and build your retirement nest egg for a wealthy lifestyle.