















As Featured on






You CAN get out of debt,
and still enjoy your morning latte!

About Your Debt Free Future
Your Debt-Free Future™ is a service of The Prosperity Solutions Group®, the financial division of Top Tier Business Systems, LLC®. We’re here to help people pay off their debts and become debt free, as well as help individuals build their secure retirement nest egg. Sound money management and financial literacy are essential in today’s economy where earnings are lagging behind inflation.
We offer a variety of tools, resources, and services to help people achieve better financial literacy and independence:
- Courses, seminars, and webinars
- Worksheets, exercises, and automated spreadsheets
- Coaching and consulting to facilitate financial literacy
- Algorithm-based software to create reports and debt payoff plans
- Exploration and assessment of income ventures, and
- A complete, easy-to-follow system to get completely out of debt and build a financial nest egg
For quality control, our facilitators, coaches, and mentors must pass qualification exams to be certified by The Prosperity Solutions Group®. The algorithm-based software we work with comes with a written warranty. And our courses, seminars, and webinars work at the individual level, customized to each person’s unique situation, lifestyle goals, and needs.
Simply put, that’s who we are and what we do. If you’d like more information, please explore the pages listed within the About Us navigation menu.
Which is Your Highest Priority?
Click on what’s most important to you now,
and we’ll “meet you where you are” in your financial picture.
Follow Our Simple Plan to Your Financial Success:
Learn.
Plan.
Do.
LEARN. PLAN. DO.
What People Are Saying About Us:
Verified Endorsements, Testimonials, Comments, and Reviews


Amanda Okeefe

Debt is a terrible thing. I was struggling hard with paying down my bills and the best way to get my head above water. I had seen posts about this program and finally reached out in January. Coach Lori helped hubby and I look at our situation, and we went from expecting 30 years to pay down our debts (including the house) to having ourselves debt free in a little over 6 years!! She is amazing!! Easy to talk with and always willing to answer my questions. We have a better handle on money now. If you feel like you’re struggling to please reach out and talk with her and see if she could help you too.
Amanda Okeefe

Carrie Harvey

I’m so excited! Without changing anything other than direction on when to pay which bills to maximize our savings as well as money paid out, we initially reduced our pay off time from 49.1 years to 8.7 years, saving $53,000. UPDATE: We are now set to be debt free in 7.7 years instead of 8.7 and we will be saving over $205,000 in interest!!!
Carrie Harvey

Melisa Carmin Parish

Philip Byerly

Ashley Yates

It has been one month since I started on my debt-free journey, and I could not be more pleased. After only one month, I have already knocked 9 months from my “Years to Pay Off”- 9 MONTHS!! I am beyond amazed every time I see that number drop and could not be happier to know that, even with all of my debt (including a 30 year mortgage) and all of the unnecessary expenses I like to partake in, I could be free of it all in such a short period of time!
Ashley Yates

Sylvia Jones-Gaspar

I am so excited!!
One of our goals is to be completely out of debt and for my husband to retire! Now, financial stress exists, everywhere, and in every family. I was introduced to our coach and this debt elimination/wealth building system. We talked and discussed how and if the program would work for us.
We had 23 years of payments left to get out of debt and one car payment and credit card debt. My coach produced an analysis and a written report for us to evaluate just when we could be free of all debt, including our mortgage!
I can tell you I asked a lot of questions. Basically, the program gives us the no-fail path to the fastest route to eliminate our debt. We figured we had nothing to lose except the DEBT since it is GUARANTEED in Writing!
With a leap of faith, we began the program. Now instead of 23 years to debt freedom, we are down to being out of debt in 4.5 years and will save over $36,000 in interest! We are super glad we took that leap and will soon eliminate all of our debt and will be able to continue building our financial future.
Sylvia Jones-Gaspar

Michelle Lyter

Jim La Pointe

Antonietta Naimo

Shelby Neumayer

So, for the past few months Kevin and I have been working on clearing out our debt. We honestly thought we were doing pretty good, but we both suspected we could be doing better… We were right. We sat down and looked at this program that works with what you’re working with and is not asking you to find money that you don’t have. Look at our savings: $66,141. Look at when ALL of our debt is going to be paid off: 5.8 years! This includes not only my student loans and my car but also our mortgage!! How amazing is that?!
Shelby Neumayer

Brenda Sullenberger Watson

I wanted to thank Coach Lori for all her help with the Debt Program.
I never worried about a retirement thinking that I will work all my life because I love what I do. Then we decided to invest in ground for our retirement someday. The investment was a big step for us with a 20-year mortgage attached. Well, thanks to this program, I will be debt free in now under 7 years. This program is amazing and saves so much on interest. I encourage anyone struggling with debt to take a serious look at this.
Brenda Sullenberger Watson

Jeanne Fein Zimet

Faye Story

Tim Sanders

Great information educating us on debt elimination while reaching your financial goals. In today’s economy the necessity for a strategic financial plan cannot be stressed enough if you are facing debt and other tough financial decisions. We are better served having advocates such as The Prosperity Solutions Group coaching us through difficult financial situations.
Tim Sanders

Sylvia Merton

Kristen Potts

Paula McCormick

Jake Donnell

Stacey Blaschka Pinski

In working on not only making our debt (house and car loans and credit card debt) go down faster, we also UPGRADED OUR DREAMS and saw we could actually include vacations in our planning. Before, we were stuck on what we couldn’t afford. (Not a good way to live or communicate with your spouse).
Stacey Blaschka Pinski

Alan Cook

Karl Williams

Toni Petrina

Tracey Cunningham

Robert Rossi

Zackery Nicolosi

Ginny Dunmire

Ginny Dunmire

Gil Petrina

Kate Furguson

Julia Casper

I was amazed! I had previously tried another program where I felt restricted, but this program is so different. My learning path and plan were tailored to my lifestyle. I didn’t have to give up anything. It’s fast, easy, and it works! EVERYONE should get started with this, if nothing else than for the education. I’m so much more confident now, and happy to keep my lifestyle intact. Completely blows away Dave Ramsey’s FPU curriculum!
Julia Casper

Jennifer Marr

Hannah Young

Dave and I started working to become debt free. We are really excited with our results!
We did move and sell our house, but that only took us down from 9-years-till-debt-free (when we first started) down to 7 years. Now almost a year later we are down to 2.4 !!! (You don’t have to sell your house to use this program).
If you have debt and want to have a clear-cut road to guaranteed freedom, reach out to get started.
Hannah Young

Alec Dormer

Mylo Twingstrom

Lucy Burns

Trevor Mell

Amy Jacobs Hodish

I hate talking about money, but I have to shout this from the rooftops because i think everyone needs this! I can’t recommend something if I’m not 100% sure it does what it says it will do. Here we are with two 30-year mortgages (about two years in), a pretty substantial truck payment, and a student loan (OMG!) Not to mention, I am a commissioned real estate agent. Not only can I not predict my salary, I can’t predict my pay schedule.
We’re on track to be debt-free in just 8 years! Yes, 8 years! Not 28.8 years!
Amy Jacobs Hodish

Kelly Vinson McKinney

Laura & Craig Bymark

Jon Yuen

Waynne Bjurstrom

Russ Griswold

Later in life and rebuilding my retirement after medical bills and divorce. This program helped me add income and regain lost ground. Paid off my second mortgage and other debts. Now hitting my first mortgage to be debt free. With a few thousand in the bank and growing, I’ve turned a corner. Thanks for that, and for the patient, encouraging support along the way!
Russ Griswold

Roger Cameron

Valerie O'Connors








Valerie O'Connors

Jeanette Baerwald

June Kasper

I am amazed at what we have been able to do so easily, and truly want to help anyone else I can to find some debt relief by telling my story. I need to thank you, Coach Lori Elliott, for helping us realize and be well on our way to achieving this financial goal….
When Dale and I first started working with Lori, we had 11 years left on our mortgage and a couple small credit card bills. I agreed to have a free debt analysis of our personal situation done, but at the time, I did not feel that there was much she could do for us. We did not have a ton of debt and as you know, most of the interest on a mortgage is paid at the beginning of the loan (we were at the final third of our loan term). To my surprise, her analysis found that we could be completely debt free in just 6 years, saving us 5 years on our scheduled payoff date and over $11,000 in interest. All of this without changing our lifestyle, we simply had to implement the techniques explained to us in order to make interest and our discretionary income work to our best advantage.
While I am super stoked about being debt free 5 years ahead of schedule, I am completely blown away by the fact that instead of paying on our debt during that those 5 years, we will be able to accumulate an additional $143,000 in savings simply by utilizing the guidelines set forth in our personal debt elimination/wealth building program. (Don’t tell Dale Kasper, I am sure he could find something to spend it on).
I really do recommend that everyone gets their personal analysis run. It’s free and you have absolutely nothing to lose (except your debt). Be sure to get the wealth accumulation analysis too!!
June Kasper

Jaime Gordon

Annie Elliott

Eva Roselli

This program was thorough and complete. The coaching was personalized and helpful in exploring my interests and aptitudes. I started an amazon store business and this program helped me understand how to earn more, save more, pay less in taxes, and pay off my credit card debt. So grateful!
Eva Roselli

Jason Carmin

Gary LaBarge

Lisa Grogan

Such great information and it’s something that everyone needs!!
Especially during these precarious times, thinking about debt can be overwhelming. If you are in debt or aren’t sure about your debt, you may be in worse shape than you know. Even if you have a lot of money; if you’re carrying a lot of debt, chances are you are paying a lot in unnecessary interest to service that debt.
This financial literacy and action-based program has helped me and many of my personal friends. You don’t have to be stuck in overwhelming debt.
Lisa Grogan

Peter Sjoberg

I attended the “Life After Debt” seminar in Detriot, Michigan, last year and the curriculum was superb! Very professional and straightforward presentation. The material was made so easy to understand.
The financial acumen course is worthwhile. Right out of the gate, I applied concepts that improve my household cashflow by several hundred dollars per month. In other words, the course paid for itself instantly.
As a military veteran, pilot, dad and business owner, I stay busy and try to maintain a good work-life-family balance. This program helped me do exactly that.
Since attending the seminar and taking the course, I’ve saved thousands with literally no effort. I just put a few of the many strategies into practice and my financial picture began improving. I had a debt payoff analysis done, and I’m making progress on paying of 22 years of remaining debt in just 7 years, 3 months from now.
Anyone who wants to experience a breakthrough in their debt payoff efforts should get involved. If you do, you win. If you don’t, you lose. I’ve studied and followed other programs before, including those of Dave Ramsey and Suze Orman. They were mostly good, but none of them taught these strategies and financial life-skills with the flexibility and effectiveness offered by the Prosperity Solutions Group’s program. This program is a must-do! THANK YOU!
Peter Sjoberg

Rexanne Williams

Katrina Remmy

Blake Kent

Josh Hall

Amelia Sawdye

Judith M. Shoemaker

Thank you for bringing the dream of living debt free to present reality in a way that is possible for everyone to understand and achieve. The coaches are knowledgeable, current and passionate educators, and above all, they are caring, patient and truthful. Their information should be shared everywhere! Schools, Universities, you name it! Financial stress is the biggest worry for almost everyone. These concepts can improve everyone’s quality of life in every way!
Judith M. Shoemaker

Joe Voiland

Kim Wetter

Charles Baer

Matt Poindexter

Jon Saginaw

Bob Laskowski

Lesley Saudye

Christina & Matt Whitmyer

Initially, I didn’t even want to look at this, but Matt talked me into it and I’m so glad he did. For the first time ((EVER)) I’m excited about finances – I’m sure it will become a game to see how low we can make the years go and how high we can make the interest saved go. This literally took our 28 year mortgage and cut 20 years off! ALL DEBT to be paid off in 8 years including our house without altering our lifestyle was a fairy tale! I truly thought I knew what I was doing but we were spinning in circles and we were not even truly planning for vacations and Christmas.
Feeling such relief that such a burden in life and our marriage was lifted off of us. Thank you!!
Christina & Matt Whitmyer

Freddie Oliver

Eric Watts

Tom Risley

Chwen Lim

Terri Eddington

Paula Losekamp Hockman
CONTACT INFORMATION:
The Prosperity Solutions Group®
A Division of Top Tier Business Systems, LLC®
P.O. Box 112
Millerstown, PA 17062
Phone: 717-889-9786
Email: Support@ProsperitySolutionsGroup.com
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